Can ESG metrics be used to identify material risks and growth opportunities in the life settlements market? The adoption of environmental, social and governance (ESG) investing continues to accelerate as more investors seek out investments that reflect their humanitarian, ethical, environmental, and social values. Investors are increasingly applying these non-financial factors as part of their analysis […]
The tertiary market for trading life insurance policies is mostly the domain of institutional investors. Hence, it is a mistake to assume that all players have the same expertise, the same approach and the same expectations. That would be a mistake. Recent history has witnessed “household names” entering then exiting the market quickly. Entering the […]
A life settlements fund, GIS General Fund, set to weather the financial storm from COVID-19 pandemic. Press Release: Gold Coast Australia, 26th March 2020 The global financial markets remain in a perpetual state of volatility as the world absorbs more and more bad news associated with the COVID-19 pandemic. However, during this time of […]
Now that some time has passed, we would like to discuss how the life settlements mortality estimates impacted our portfolio. You can review our past post where we discuss the impact of the updated mortality tables on the market. We view the mortality table updates as a valuable improvement to the industry overall. However, time […]
Looking ahead into 2020 it appears the life settlements market growth will continue. The market is gaining popularity amongst policyholders and investors. Conning & Co. released an independent study of the market in October 2019. The annual study on the life settlements market that saw the market was still in a growth cycle. With the third consecutive […]
As an experienced life settlements manager, we have listed 10 reasons you should partner with us. Being early participants in the industry we have witnessed the industry continually grow and adapt. We are here to guide you through your investment in the asset class. After working through some challenges related to regulation, capital flow, and […]
We have explored some market trends for life settlements. Conning & Co. released an independent study of the market in November 2018 titled “Life Settlements: Continued Growth, Positive Outlook“. There are several interesting findings in the report. Trend 1: Economic and capital drivers Economic and capital drivers for life settlements are still encouraging. The low-interest-rate […]
As the US baby boomers generation ages, a concern is how they will be funding Long Term Care (LTC). Life settlements can provide an alternative source to the funding of LTC. As the government faces fiscal constraints in funding long-term care benefits. It appears that regulators are looking to improve the viability of the use […]
Since the origination of our fund, we have only ever considered US life insurance policies. What motivates us to buy US life settlements policies above all others? Below we name the most motivating features to consider the USA life policies for your life settlements investment. 1. The US Legislative Environment for Life Settlements The […]
Risk is a feature in any investment decision. There are risks that you can quantify and manage or mitigate and there are those that you cannot. First-time investors in life settlements are often not aware of the unique risks and opportunities only present in life settlements. It is reasonable to conclude that life settlements aren’t […]
Conning Inc, has released their latest highlights and outlook of the current market for life settlements. Life Settlements Steady Grown, Growing Potential 2017 predicts that there is still growing demand and supply in the market. However, insurers’ actions, particularly the increase in COI (cost of insurance) may create some market pressure in the future. […]
Environmental, Social and Governance (ESG) refers to the three central factors in measuring the sustainability and ethical impact of an investment. Whilst, ESG investment has not yet reached mainstream status in some countries, it is fast becoming more than just a trend for many Australian investors, as noted during the AIMA Alternative Investment Conference-Australia. When […]
This “New Normal” world if filled with low yields and low growth. It is not surprising that increasing allocations to alternative investment is the new mainstream rather than unusual. Asset Managers take note, during the recent AIMA Australia Annual Forum, one message came across loud and clear, ‘What value are you delivering to your investors?’. […]
To combat the relative illiquidity of the life settlement market, some investors are searching for the holy grail of a centralised traded life policy platform. Lack of liquidity is one of the key disincentives for investors new to the market. With historical volatility in traditional investments, a limited liquidity market makes some institutional investors uneasy. […]
There are plenty of reasons to invest in life settlements. This alternative investment has developed due to a unique necessity. In fact, it has caused a positive impact for both institutional investors and the insured individual. The prolonged low-interest-rate environment is forcing investors to embark on paths away from traditional assets as they seek a […]
Over our 10 years in operation, we have been committed to educating investors on this unique and low volatility asset, life settlements. Encouraging investors to expand their alternative investment thinking. Proceeding on this track, GI Asset Management is happy to announce that we are joining the Alternative Investment Management Association (AIMA). With this relationship, we […]
Understanding the life settlements performance cycle is the key to a successful investment campaign. From a manager’s perspective, this is also vital in managing client expectations. Although the asset has many non-traditional investment features it still does operates within a “cycle” of sorts. Like any asset class, life settlements provide certain potential excess return opportunities […]
How is a life expectancy estimated in a life settlement transaction? Traditionally, this service has been performed by suitably qualified, registered underwriting specialists. They are given full access to current details of the insured life including current medical records and lifestyle information. Similarly, this is the process used by the insurance company when pricing and […]
It seems that fake news has been a hot topic lately. Even the life settlements market isn’t immune. We sometimes see published returns that seem too good to be true. We fear that some of these rely on valuation assumptions rather than actual realised returns. Headlines that report solely positive or smooth regular returns are […]
This article was originally published on Life Health Pro (http://www.lifehealthpro.com). Published on the 17th February 2017 , “The Life Settlements Market is Heating Up” and written by Robin S. Weinberger and Peter N. Katz A number of factors have reignited the life settlement market with both consumers and investors showing rising interest. The oldest […]
The life settlements market size looks promising. The latest Conning Inc. research, “Life Settlements, Secondary Annuities, and Structured Settlements: Rate Increases Squeeze Returns”, suggest plenty more opportunities still exist in the life settlements market. The alternative asset class continued to attract investors into the market in 2015 and heading into 2016. Why? Because the prolonged […]
Life settlements portfolio construction and asset management go hand in hand for a positive ROI. The big question is why are many new investors “going it alone”. Most importantly why are they not considering in their asset allocation strategy an already established fund? With news filtering in regarding some struggling life settlements funds, we sit […]
Do the benefits of a self-managed life settlements portfolio truly outweigh the complexities faced in the life settlements market? Asset managers play a crucial role in the continual development and success of this unique asset class. Managers, who have successfully navigated the complexities of this market, manage efficient funds providing attractive uncorrelated returns for many […]
Is it possible to have a life settlements benchmark? In all asset classes, we look where possible to have access to an industry-wide benchmark/index to assess performance and compare themselves with their peers. Clearly this is a good thing when available. The trap for the uninformed or novice investor is to distinguish between true bench-marking […]
