We buy a known future cash-flow, with all costs identified upfront.
Our Investment Strategy
The overall investment strategy and objective is to generate attractive risk-adjusted returns over time, by actively managing large and diversified portfolios of life insurance policies through Life Settlement transactions. Policies are sourced by licensed U.S. Provider companies and the Board of GISF, on recommendation by the investment manager, select those that best meet the Fund’s policy purchase criteria.
The investment performance of life settlements is based on the actuarial characteristics of the pool of insured lives and therefore has little correlation to the traditional financial markets or the factors that influence them. Being non-identical, non-market traded physical securities means that they are by nature significantly less volatile than say listed securities. To an investor, the non-correlated aspect of the underlying asset makes it an attractive, low-risk way to diversify a portfolio of conventional assets.
The manager, GI Asset Managment, has the ability to structure different solutions should client’s needs justify. Larger investments can be held in a standalone sub-fund, with a separate portfolio established for each. The sub-funds can be open-ended, closed or provide for limited liquidity and an attractive fee structure can be negotiated.
The fund manager’s team is appropriately qualified in the U.S., Ireland and Australia with a sound blend of skills, experience and a solid reputation. This combines traditional fund management discipline and life settlement specific expertise through its relationship with licensed U.S. service providers with extensive industry experience.
Investing in the market
You have multiple entry points into life settlements, the most common is existing pooled funds and segregated investments in already existing fund structures.
Existing Pooled Fund: Quick Investment Process, Small to Medium Capital Commitment, return horizon will vary according to the life cycle of the portfolio, limited liquidity
Segregated: Medium to large capital commitment, Initial lengthy policy origination, limited liquidity, tailor risk-reward profile and the investment horizon to the investor’s appetite.
In Global Insurance Settlements Funds PLC structure have both investment options available. Your level of capital commitment will determine the suitable investment strategy.
To start a discussion on how to invest in the asset class please click here.
Do you have any questions?
Should you have any questions regarding the asset class, our services, or our investment strategy please contact us. Additionally, this website is filled with a variety of technical and useful information on the industry. We understand that some information may not suit your protocols and we are happy to assist with your research.
